1-0 Buy Down Calculator

1-0 Buydown Mortgage Savings Calculator

See how much a temporary 1% rate reduction could save you during your first year.

Loan Amount

Current Interest Rate %

Loan Term

First-Year Buydown Rate

Regular Monthly Payment

$0

First-Year Buydown Payment

$0

Monthly Savings

$0

Buydown Interest Rate

0%

Estimated First-Year Savings
$0

This calculator is for educational purposes only. Estimate is based on principal and interest only and does not include taxes, insurance, mortgage insurance, HOA dues, closing costs, or other loan-specific charges. Actual savings may vary based on final loan terms and approval.