Richard Kirby – Founder & CEO of The Mortgage Disrupters

“When Faith and Action Collide, Homeownership is Inevitable.”

Richard Kirby is a Mortgage Broker, mentor, and industry leader who believes in breaking barriers and transforming the mortgage experience through faith, innovation, and action. As the Founder and CEO of The Mortgage Disrupters, Richard has made it his mission to empower loan officers, Realtors, and homebuyers with the knowledge, tools, and confidence to achieve their biggest financial goals.

Before stepping into the mortgage world, Richard built a successful real estate career, selling millions of dollars in homes every year and leading The Kirby Group, a top-performing real estate team serving the Dallas–Fort Worth area. With nearly two decades of sales and leadership experience, Richard has trained and coached countless professionals to reach six-figure success by combining systems, mindset, and service.

Now, through The Mortgage Disrupters, Richard leverages his deep understanding of both real estate and lending to guide clients through the entire homebuying journey with clarity and confidence. As a Premier Partner with Rocket Mortgage, his team delivers innovative financing options, speed, and transparency — creating a modern, seamless experience for homebuyers and referral partners alike.

Richard’s mission extends far beyond business. Through Disruptive Giving, he’s committed to helping families and aspiring professionals in underserved communities through scholarships, mentorship, and homeownership assistance — a reflection of his belief that faith without action is incomplete.

Driven by faith and fueled by excellence, Richard continues to build The Mortgage Disrupters into a movement — one that inspires others to dream bigger, act boldly, and believe that nothing is impossible.